EmbargoPlus Wins 5-Star Insurance Innovator Award for 2025

We’re proud to share that Early Warning Network has been named a winner in Insurance Business’ 5-Star Insurance Innovators for 2025, in recognition of the innovation and industry impact of our embargo automation platform, EmbargoPlus.

This award celebrates the top 30 companies across Australia, New Zealand and Asia that are reshaping the insurance industry through technology, new distribution strategies, and groundbreaking product development.

Run annually by Insurance Business, the 5-Star Insurance Innovators report identifies the companies leading the way in modernising insurance. Winners were selected following a rigorous evaluation process by the IB editorial team, based on the originality and success of initiatives launched during 2024.

EWN was selected for our work on EmbargoPlus, a product that redefines how insurers manage policy embargoes during severe weather events.

For years, insurers have relied on broad, slow, and manual embargo processes, often triggered by postcode, often after damage has already occurred.

EmbargoPlus changes the game. Built specifically for the insurance sector, it uses real-time geospatial data, live weather intelligence, and advanced automation to deliver:

• Up to 99.5% more accuracy than traditional postcode embargoes

• Property-level embargo logic using GNAF address validation, not just region-wide triggers

• Automatic activation within 60 seconds of weather thresholds being breached

• Full audit trails and compliance-ready documentation

• Seamless API integration with underwriting and broker systems

Video shows the traditional  postcode embargo area (red shaded) vs EmbargoPlus' embargo zone  (blue shaded)

EmbargoPlus ensures that only the properties truly at risk are embargoed, helping insurers reduce exposure, maintain operational integrity, and avoid unnecessary disruption to their business pipelines during high-impact events.

Built for the Modern Insurance Landscape

In a world of escalating climate volatility, insurance leaders are under pressure to act faster and more accurately than ever. EmbargoPlus provides a future-fit solution that:

• Supports underwriting precision

• Protects claims ratios during natural catastrophes

• Streamlines broker communication

• Drives customer trust through transparent, consistent embargo logic

It’s already in use with leading insurers land is quickly being recognised as the new gold standard in embargo technology.

This recognition validates years of work by the EWN team to bring better weather intelligence and operational clarity to the insurance sector. EmbargoPlus is just one part of our growing suite of insurer-ready tools, designed to power smarter decisions in the face of severe weather.

“We’re honoured to be recognised by Insurance Business for innovation that directly supports insurer resilience and customer protection,” said James Harris, COO. “EmbargoPlus was built to solve a long-standing problem in the industry, and this award affirms that we’re on the right path.”

To learn more about EmbargoPlus or to request a demo, visit our EmbargoPlus page,

 or contact our team.